.health-hero {
  position: relative;
  width: 100%;
  height: 400px; /* adjust as needed */
  background: url("../images/aca-obama care.jpg") center/cover no-repeat;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0.8;
}

.health-hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.5);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 0 20px;
}

.health-hero-content {
  color: #fff;
  max-width: 800px;
}

.health-hero .health-breadcrumbs {
  font-size: 16px;
  margin-bottom: 15px;
  color: #d1d5db;
}

.health-hero .health-breadcrumbs a {
  color: #fff;
  font-size: 20px;
}

.health-hero .health-breadcrumbs a:hover {
  text-decoration: underline;
}

.health-hero h1 {
  font-size: 42px;
  font-weight: 700;
  margin-bottom: 20px;
  font-family: "Roboto", Arial, sans-serif;
}

.health-hero .health-description {
  font-size: 18px;
  line-height: 1.7;
  font-weight: 400;
}

/* Four section styling */
/* ============================================
   INSURANCE BENEFITS SECTION
   ============================================ */

#insurance-benefits {
  padding: 100px 24px;
  background: #f7f9fc;
  position: relative;
  overflow: hidden;
  font-family: "DM Sans", sans-serif;
}

/* Decorative background blob */
#insurance-benefits::before {
  content: "";
  position: absolute;
  top: -140px;
  right: -200px;
  width: 580px;
  height: 580px;
  background: radial-gradient(
    circle,
    rgba(26, 115, 232, 0.07) 0%,
    transparent 70%
  );
  border-radius: 50%;
  pointer-events: none;
  z-index: 0;
}

/* ── CONTAINER ── */
#insurance-benefits .container {
  max-width: 1160px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
  position: relative;
  z-index: 1;
}

/* ── LEFT CONTENT ── */
.content-left {
  animation: ib-fadeUp 0.7s ease both;
}

.content-left .subtitle {
  display: inline-block;
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: #1a73e8;
  background: #e8f0fe;
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 24px;
}

.content-left h2 {
  font-family: "Playfair Display", serif;
  font-size: clamp(1.9rem, 3.5vw, 2.75rem);
  font-weight: 700;
  line-height: 1.22;
  color: #0a2540;
  margin-bottom: 20px;
  letter-spacing: -0.01em;
}

.content-left .description {
  font-size: 1rem;
  line-height: 1.85;
  color: #5f7189;
  font-weight: 300;
  max-width: 480px;
  margin: 0;
}

/* ── CARDS GRID ── */
.cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

/* ── SINGLE CARD ── */
.benefit-card {
  background: #ffffff;
  border: 1px solid rgba(10, 37, 64, 0.08);
  border-radius: 20px;
  padding: 36px 28px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 18px;
  cursor: pointer;
  position: relative;
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(10, 37, 64, 0.07);
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;

  /* staggered entrance */
  animation: ib-fadeUp 0.6s ease both;
}

.benefit-card:nth-child(1) {
  animation-delay: 0.2s;
}
.benefit-card:nth-child(2) {
  animation-delay: 0.32s;
}
.benefit-card:nth-child(3) {
  animation-delay: 0.44s;
}
.benefit-card:nth-child(4) {
  animation-delay: 0.56s;
}

/* Hover glow overlay */
.benefit-card::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(26, 115, 232, 0.08),
    transparent 60%
  );
  opacity: 0;
  transition: opacity 0.3s ease;
  border-radius: inherit;
  pointer-events: none;
}

.benefit-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(26, 115, 232, 0.16);
  border-color: rgba(26, 115, 232, 0.25);
}

.benefit-card:hover::after {
  opacity: 1;
}

/* ── ICON ── */
.benefit-card .icon-wrap {
  width: 54px;
  height: 54px;
  background: #e8f0fe;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 0.3s ease;
}

.benefit-card:hover .icon-wrap {
  background: #1a73e8;
}

.benefit-card img {
  width: 26px;
  height: 26px;
  display: block;
  transition: filter 0.3s ease;
}

/* Invert SVG icon to white on hover */
.benefit-card:hover img {
  filter: brightness(1) invert(0);
}

/* ── CARD LABEL ── */
.benefit-card p {
  font-size: 0.95rem;
  font-weight: 500;
  color: #0a2540;
  line-height: 1.4;
  margin: 0;
  position: relative;
  z-index: 1;
}

/* ── KEYFRAMES ── */
@keyframes ib-fadeUp {
  from {
    opacity: 0;
    transform: translateY(28px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ============================================
   RESPONSIVE
   ============================================ */

/* Tablet */
@media (max-width: 960px) {
  #insurance-benefits {
    padding: 80px 24px;
  }

  #insurance-benefits .container {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .content-left .description {
    max-width: 100%;
  }
}

/* Large mobile */
@media (max-width: 560px) {
  #insurance-benefits {
    padding: 64px 20px;
  }

  .cards {
    grid-template-columns: 1fr 1fr;
    gap: 14px;
  }

  .benefit-card {
    padding: 24px 18px;
    border-radius: 16px;
    gap: 14px;
  }

  .benefit-card .icon-wrap {
    width: 46px;
    height: 46px;
    border-radius: 12px;
  }

  .benefit-card img {
    width: 22px;
    height: 22px;
  }

  .benefit-card p {
    font-size: 0.875rem;
  }
}

/* Small mobile */
@media (max-width: 360px) {
  .cards {
    grid-template-columns: 1fr;
  }
}

/* Insurance Benefits section styling */
/* ============================================
   INSURANCE BENEFITS SECTION
   ============================================ */

@import url("https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&display=swap");

#insurance-benefits-hover {
  padding: 80px 24px;
  background: #ffffff;
  font-family: "DM Sans", sans-serif;
  position: relative;
  overflow: hidden;
}

/* ── CONTAINER ── */
#insurance-benefits-hover .container {
  max-width: 1160px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

/* ============================================
   LEFT IMAGE
   ============================================ */

.image-left {
  border-radius: 20px;
  overflow: hidden;
  line-height: 0;
  animation: fadeLeft 0.8s ease both;
}

.image-left img {
  width: 100%;
  height: 100%;
  max-height: 480px;
  object-fit: cover;
  object-position: center;
  display: block;
  border-radius: 20px;
  transition: transform 0.5s ease;
}

.image-left:hover img {
  transform: scale(1.03);
}

/* ============================================
   RIGHT CONTENT
   ============================================ */

.content-right {
  animation: fadeRight 0.8s 0.15s ease both;
}

/* Subtitle */
.content-right .subtitle {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #0073e6;
  margin-bottom: 18px;
}

/* Heading */
.content-right h2 {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 800;
  line-height: 1.2;
  color: #0a1f44;
  margin-bottom: 36px;
  letter-spacing: -0.02em;
}

/* ── BENEFITS LIST ── */
.benefits-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.benefits-list li {
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 1rem;
  font-weight: 500;
  color: #1a1a2e;
  cursor: default;
  position: relative;

  animation: fadeUp 0.5s ease both;
}

/* Stagger */
.benefits-list li:nth-child(1) {
  animation-delay: 0.2s;
}
.benefits-list li:nth-child(2) {
  animation-delay: 0.28s;
}
.benefits-list li:nth-child(3) {
  animation-delay: 0.36s;
}
.benefits-list li:nth-child(4) {
  animation-delay: 0.44s;
}
.benefits-list li:nth-child(5) {
  animation-delay: 0.52s;
}
.benefits-list li:nth-child(6) {
  animation-delay: 0.6s;
}
.benefits-list li:nth-child(7) {
  animation-delay: 0.68s;
}

/* Teal checkmark circle icon */
.benefits-list li::before {
  content: "";
  width: 24px;
  height: 24px;
  min-width: 24px;
  border-radius: 50%;
  background: #0073e6
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E")
    center / 14px no-repeat;
  flex-shrink: 0;
  transition:
    transform 0.25s ease,
    background 0.25s ease;
}

.benefits-list li:hover::before {
  transform: scale(1.15);
  background-color: #0073e6;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
}

.benefits-list li span {
  transition:
    color 0.25s ease,
    transform 0.25s ease;
  display: inline-block;
}

.benefits-list li:hover span {
  color: #0073e6;
  transform: translateX(4px);
}

/* ── KEYFRAMES ── */
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeLeft {
  from {
    opacity: 0;
    transform: translateX(-30px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes fadeRight {
  from {
    opacity: 0;
    transform: translateX(30px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

/* ============================================
   RESPONSIVE
   ============================================ */

/* Tablet */
@media (max-width: 960px) {
  #insurance-benefits-hover {
    padding: 72px 24px;
  }

  #insurance-benefits-hover .container {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .image-left img {
    max-height: 380px;
  }

  .content-right h2 {
    margin-bottom: 28px;
  }
}

/* Large mobile */
@media (max-width: 600px) {
  #insurance-benefits-hover {
    padding: 56px 20px;
  }

  .image-left img {
    max-height: 280px;
    border-radius: 16px;
  }

  .content-right h2 {
    font-size: 1.7rem;
    margin-bottom: 24px;
  }

  .benefits-list {
    gap: 14px;
  }

  .benefits-list li {
    font-size: 0.925rem;
    gap: 12px;
  }

  .benefits-list li::before {
    width: 20px;
    height: 20px;
    min-width: 20px;
    background-size: 12px;
  }
}

/* Small mobile */
@media (max-width: 380px) {
  .content-right h2 {
    font-size: 1.5rem;
  }

  .benefits-list li {
    font-size: 0.875rem;
  }
}

/* why choose Us Health insurance */
.health-insurance-section {
  padding: 60px 20px;
  background-color: #f5f8fa;
  text-align: center;
  font-family: Arial, sans-serif;
}
.subheading {
  color: #082043;
  font-weight: bold;
  margin-bottom: 10px;
  text-transform: uppercase;
}
.heading {
  font-size: 2rem;
  margin-bottom: 15px;
}
.description {
  max-width: 600px;
  margin: 0 auto 40px;
  color: #555;
}
.slider {
  position: relative;
  max-width: 800px;
  margin: 0 auto;
  overflow: hidden;
}
.cards-container {
  display: flex;
  transition: transform 0.5s ease-in-out;
}
.card {
  background: #fff;
  border-radius: 12px;
  padding: 30px 20px;
  margin: 0 10px;
  flex: 0 0 100%;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
}
.card i {
  color: #082043;
  margin-bottom: 15px;
}
.card h4 {
  margin-bottom: 10px;
  font-size: 1.2rem;
}
.card p {
  font-size: 0.95rem;
  color: #666;
}
.slider-controls {
  margin-top: 20px;
}
.slider-controls button {
  background: #082043;
  color: #fff;
  border: none;
  padding: 10px 15px;
  margin: 0 5px;
  border-radius: 50%;
  cursor: pointer;
  font-size: 1rem;
  transition: background 0.3s;
}
.slider-controls button:hover {
  background: #082043;
  opacity: 0.9;
}

/* Health Insurance Why Us Section styling */
.health-why-us {
  padding: 60px 20px;
  background-color: #f9faff;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
  color: #333;
}
.health-why-us .container {
  display: flex;
  flex-wrap: wrap;
  max-width: 1200px;
  margin: 0 auto;
  gap: 40px;
}

/* Left Features */
.content-left {
  flex: 1 1 300px;
}
.content-left h2 {
  font-size: 32px;
  margin-bottom: 10px;
  font-weight: 700;
}
.content-left .subheading {
  font-size: 14px;
  color: #0073e6;
  margin-bottom: 25px;
  text-transform: uppercase;
  letter-spacing: 1px;
}
.features-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.features-list li {
  display: flex;
  align-items: flex-start;
  margin-bottom: 20px;
  transition: transform 0.3s ease;
}
.features-list li:hover {
  transform: translateX(5px);
}
.feature-number {
  background-color: #0073e6;
  color: #fff;
  font-weight: 700;
  border-radius: 50%;
  width: 30px;
  height: 30px;
  display: flex;
  justify-content: center;
  align-items: center;
  margin-right: 15px;
  flex-shrink: 0;
}
.feature-text {
  font-size: 14px;
  line-height: 1.5;
  color: #555;
}

/* Center Image */
.content-center {
  flex: 1 1 300px;
  text-align: center;
}
.center-image {
  max-width: 100%;
  height: 270px;
  object-fit: cover;
  border-radius: 12px;
  margin-bottom: 20px;
  transition:
    transform 0.4s ease,
    box-shadow 0.4s ease;
}

/* Hover Effect */
.center-image:hover {
  transform: scale(1.05);
}
.content-center h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 10px;
}
.content-center p {
  font-size: 14px;
  line-height: 1.6;
  color: #555;
}

/* Right Best for You Box */
.content-right {
  flex: 1 1 250px;
}

.more-content {
  display: none;
  margin-top: 15px;
  padding-left: 20px;
  list-style-type: disc;
}

.more-content li {
  margin-bottom: 8px;
}

.see-more-btn {
  background: none;
  border: none;
  color: #ffffff;
  cursor: pointer;
  font-weight: bold;
  margin-top: 10px;
}

.see-more-btn:hover {
  text-decoration: underline;
}
.best-for-you {
  background-color: #0073e6;
  color: #fff;
  padding: 30px 20px;
  border-radius: 12px;
  text-align: left;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.1);
  transition: transform 0.3s ease;
}
.best-for-you:hover {
  transform: translateY(-5px);
}
.best-for-you h3 {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 15px;
}
.best-for-you p {
  font-size: 14px;
  margin-bottom: 15px;
}
.best-for-you .see-more {
  color: #fff;
  font-weight: 700;
  text-decoration: underline;
  font-size: 14px;
}

/* Responsive */
@media (max-width: 992px) {
  .health-why-us .container {
    flex-direction: column;
    align-items: center;
    gap: 30px;
  }
  .content-left,
  .content-center,
  .content-right {
    flex: 1 1 100%;
  }
}